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EW Smith Insurance Agency Blog: damage

View the latest blog posts from EW Smith Insurance Agency.

If you live in a home in a developed area or subdivision, there’s a reasonable chance that you are a member of a homeowner’s association. The same is true if your pad is a condominium. Association membership has its benefits. READ MORE >>

There are lots of factors that come into play when it comes to auto insurance premium.  You have location, age, driving record, insurance score, vehicle, etc.  But why would one car that has the same market value cost more than the other?  Or why would two cars that are completely difference cost the same? READ MORE >>

What happened in August was devastating but it's nice when a plan is set up so that when something happens, there are funds to repair and replace things.   (Photo: David Coates / The Detroit News) http://www.detroitnews. READ MORE >>

With severe winter weather in the forecast, it’s important to take some time now to be sure you’re prepared. Here’s a list of items to have on hand before the storm begins.   Check your food and water supplies READ MORE >>

210 house fires happen each year due to Christmas trees.  Make sure your home is not one of them by falling these tips.  Here are some tips from the National Fire Protection Association. Picking the tree If you have an artificial tree, be sure it is labeled, certified, or identified by the manufacturer as fire retardant. READ MORE >>

Here’s a fact for you:  64% of renters recently surveyed say they don’t have renters insurance. That’s a pretty high number.  Considering that renters aren’t void from burglary, pipe bursting, smoke damage, vandalism, fire, etc. I wouldn’t go without it and neither should you. READ MORE >>

If you’re asking yourself, “I don’t live in a flood zone, do I really need flood insurance?” the answer is most likely yes, you do! It’s a good idea to buy flood insurance.  Anyone can be financially vulnerable to floods. READ MORE >>

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