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EW Smith Insurance Agency Blog: insurance

View the latest blog posts from EW Smith Insurance Agency.

Congratulations to E.W. Smith Agency Inc.- Wyandotte, which has been named #1 of the Auto-Owners Insurance Company Eastern Michigan Region Top 10 Agencies!   The Top 10 Agencies qualified by showing the greatest increase in Property/Casualty written premium in 2017.  READ MORE >>


When you have been around for 100 years, there are going to be a lot of changes.  In 1955 our Wyandotte location moved to 1717 Fort St and since then we had had 3 additions and changes to our building. Here is our Wyandotte building in 1955 and then in 2017.  What a big difference 100 years can make! READ MORE >>

E.W. Smith Agency was founded in 1917 by Edger W. Smith.  By the 1930’s we were already at our second location at 336 Poplar St in Wyandotte. Our phone number was 237, when phone numbers were only 3 digits long. Yes, EW Smith has been insuring the Downriver area and all of Michigan THAT long. READ MORE >>

Whose policy covers who? This is a question that may confuse some in the event that someone is injured in an auto accident. Michigan is unique when it comes to auto insurance. You have probably heard the term No Fault Insurance. People assume No Fault means liability only or the state minimum or just the bare necessities that you need to be legal to drive. READ MORE >>

Do you have any valuable items in the household.  Maybe a ring or bracelet. Maybe a camera or new computer. Or maybe that special someone got down on one knee and gave you a gift that you will never forget. Either way, you may find that your insurance policy might not cover or have limited coverage for these gifts. READ MORE >>

We live for life’s wondrous moments whether it’s a baby’s first step, graduation or retirement. Life insurance helps to ensure the life you’ve built for your loved ones won’t come to a halt if something were to happen to you. READ MORE >>

 Is every member of your family covered?  If you haven’t heard any buzz about pet insurance yet, chances are you’ll be hearing more in the near future. In recent years, pet medical insurance has been growing rapidly in the United States.  Did you know that over 30% of pets in the U. READ MORE >>

You may have said “We have auto and home insurance coverage.  That should be sufficient, right?”  In today’s society,if you are just protecting your home and auto, it might not be.  The question you need to be asking yourself is, “Am I protecting my family’s assets, income, investments, and net worth? READ MORE >>

It’s that time of year again…. kids are heading off to college.  Some across the street…and some across the country.  The thought of diving into the next chapter of life can be exciting.  The thought of paying the tuition bill can be frightening! READ MORE >>

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