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Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Complete the form below and an agent will get back to you as soon as possible. To email your declaration page, click here.  To obtain an IMMEDIATE QUOTE, please call your local office


Watercraft & Boat Insurance Information

Save big money on boat Insurance at E. W. Smith Agency.

We know that insurance is a factor when it comes to boat ownership. Coverage is important, and so is price. That why E.W. Smith has so many options to offer boat owners in Michigan.

We can provide great stand alone policies through Progressive, Foremost, and Auto-Owners that will protect your boat with the following types of coverage:  

  • physical damage coverage
  • comprehensive coverage
  • emergency towing and assistance
  • coverage for boat motor
  • coverage for your boat trailer
  • protection for personal property
  • coverage for accessories such as anchors, oars, life jackets, fuel tanks, batteries, canopies, furniture, stoves, refrigerators, emergency devices, trolling motors, dinghies, and band radios in or on your boat.

But sometimes, a boat policy might not be your best option. Many boats are eligible for the same coverages under their homeowners policy.

If you have a boat and would like to know what your best options are, we'd love to help you. To get started submit your boat information and a license agent will get back with you shortly.

We work with you to provide an insurance policy that works best for you. At
E.W. Smith Agency every policy comes with an agent.
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