Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

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Motorcycle Insurance MOTORCYCLE

Learn about different motorcycle coverage options that fit your specific needs.

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Boat Insurance BOAT

Finding insurance doesn't have to be difficult. We do the work for you.

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boat insurance quote button for E.W. Smith Insurance Agency*For an immediate quote – call to speak with an agent

Affordable quality Boat and Watercraft Insurance

Shelby Township, Wyandotte, Flat Rock, Trenton, Sterling Heights and Surrounding Areas in Michigan

We know that insurance is a factor when it comes to boat ownership. Coverage is important, and so is price. That why E.W. Smith has so many options to offer boat owners in Michigan. 

We can provide great stand alone policies through Progressive, Foremost, and Auto-Owners that will protect your boat with the following types of coverage: 

 -physical damage coverage
comprehensive coverage
 -emergency towing and assistance
 -coverage for boat motor
 -coverage for your boat trailer
 -protection for personal property
 -coverage for accessories such as anchors, oars, life jackets, fuel tanks, batteries, canopies, furniture, stoves, refrigerators, emergency devices, trolling motors, dinghies, and band radios in or on your boat. 
But sometimes, a boat policy might not be your best option. Many boats are eligible for the same coverages under their homeowners policy.  If you have a boat and would like to know what your best options are, we'd love to help you. To get started submit your boat information and a license agent will get back with you shortly.  We work with you to provide an insurance policy that works best for you. At E.W. Smith Agency every policy comes with an agent. 

 Very pleasant. My agent is always prompt and friendly when I need help.  He goes the extra mile to ensure I receive the best service possible.


You can use our quick and easy quote form to begin your watercraft quote. If you would like to speak to one of our insurance professionals you can call one of our local offices.

boat, watercraft and rv*For an immediate quote – call to speak with an agent

Additonal information regarding insurance:
    -82 Yeas Ago ED's Shipbuilder Insured with E.W. Smith Insurance Agency
    -This Summer Save on Boat Insurance
    -5 Ways to save on auto insurance
    -See how you can get ID Theft coverage on your home policy
    -Do I need flood insurance?

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