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EW Smith Insurance Agency Blog

View the latest blog posts from EW Smith Insurance Agency.

 Winter is just around the corner, and now may be a good time to get your home ready for the cold months ahead.  Here are some tips to help you keep out the cold, and stay comfortable at home. CHECK YOUR FURNACE: Have your furnace inspected and tuned up annually by an HVAC professional. READ MORE >>

Whose policy covers who? This is a question that may confuse some in the event that someone is injured in an auto accident. Michigan is unique when it comes to auto insurance. You have probably heard the term No Fault Insurance. People assume No Fault means liability only or the state minimum or just the bare necessities that you need to be legal to drive. READ MORE >>

Do you have any valuable items in the household.  Maybe a ring or bracelet. Maybe a camera or new computer. Or maybe that special someone got down on one knee and gave you a gift that you will never forget. Either way, you may find that your insurance policy might not cover or have limited coverage for these gifts. READ MORE >>

We live for life’s wondrous moments whether it’s a baby’s first step, graduation or retirement. Life insurance helps to ensure the life you’ve built for your loved ones won’t come to a halt if something were to happen to you. READ MORE >>

 Is every member of your family covered?  If you haven’t heard any buzz about pet insurance yet, chances are you’ll be hearing more in the near future. In recent years, pet medical insurance has been growing rapidly in the United States.  Did you know that over 30% of pets in the U. READ MORE >>

You may have said “We have auto and home insurance coverage.  That should be sufficient, right?”  In today’s society,if you are just protecting your home and auto, it might not be.  The question you need to be asking yourself is, “Am I protecting my family’s assets, income, investments, and net worth? READ MORE >>

It’s that time of year again…. kids are heading off to college.  Some across the street…and some across the country.  The thought of diving into the next chapter of life can be exciting.  The thought of paying the tuition bill can be frightening! READ MORE >>

A client of mine named Chuck stopped into my office recently. He is married with a two year-old and a baby on the way. Both he and his wife work so they have two new cars to get them back and forth. They were paying roughly $2,950 for the year in insurance premiums with a $250 Broad Form collision deductible on each vehicle. READ MORE >>

Posted in Home Walking through the door of your new home is an exciting milestone. But the steps it takes to get there—inspections, negotiations and financial preparation—can be exhausting. Don’t worry! READ MORE >>

Ridesharing companies, like Uber and Lyft, are a hot topic in the insurance industry right now. These companies provide transportation to customers that locate a nearby driver using an app on their smartphone. The driver uses their personal vehicle to transport the customer to their destination. READ MORE >>

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