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Celebrating 100+ years of serving our community

Founded in 1917, E.W. Smith Insurance Agency has three locations. Our offices in Wyandotte, Flat Rock and Shelby Township offer a personal approach to insurance where every customer has a dedicated agent. Specializing in Personal, Business and Life Insurance we help each customer find the optimal coverage while reducing costs.

E.W. Smith is proud to represent some of the largest and most trusted insurance companies including Auto-Owners, Citizens, AAA, Frankenmuth, Progressive, and The Hartford, among others. We compare these highly rated companies in order to present our customers with a comprehensive insurance plan at the most competitive price.

We have partnered with our neighbors and local business owners for 100 years to protect not only their families but also our community.


Restoration Company Contact Information

If you require immediate assistance with property damage please contact a contractor. You may use any company of your choosing. Here is a list of some companies that service our area.


Cousino Restoration – 800-874-2122 –

SunGlo – 800-574-2000 –

ServePro – 734-299-7006 –


Help us fight Childhood Cancer. E.W. Smith Insurance Agency along with Auto-Owners Insurance will be sponsoring the 99.5 WYCD St. Jude Children's Research Hospital #Radiothon.

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Featured Carriers

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What Clients Say

Mickey is the man. He took care of us quickly and got us the best deals.

-James Mahon

The best place for all your insurance needs. Make sure to ask for Chrissy Strickland. She will beat all competors rates!

-Brett Strickland

Top notch service with the lowest prices around. Larry Stec was amazing..very friendly and answered all of our questions. I highly recommend using them

-Cindy Morisette

Positive: Professionalism, Quality, Responsiveness, Value Been with John Bobrowski for years and am very happy for many reasons. 1. I have great insurance and it is very budget friendly. 2. He and his team are very quick to get me what I need when buying and selling cars or moving. Thank you, John!

-Joseph Kirby

Wonderful company!! I definitely recommend Jason Durbin!! He’s been awesome at finding the best coverage for me! Even after getting in an accident and being ticketed, he helped to find me coverage that is affordable!! Glad I listened to the recommendation that was given to me!!

-Alysha Miller

In 2014 a friend of mine recommend that I reached out to Shawn Filkins at EW Smith to meet all my insurance needs reluctantly I did because I had been a loyal customer to AAA for over 20 yrs. Surprisingly the quote was an immediate monthly savings for better coverage....

-Stephania Cecil

My agent, Kathy Mosher, is the BEST! She's professional and a pleasure to deal with. Always has the answers for me and is quick to respond to my emails and phone calls. This is one reason I remain a loyal E.W. Smith customer. Kathy you ROCK! Good Rates on my...

-Georgette Adkins

We have been with EW Smith for a few years now...Nick Kinney and the team have always been the MOST helpful for any situation we have been in. We keep coming back, because we really get the absolute best deal for our insurance coverage...can't be beat! So happy we found...

-Lisa Aleccia

Good rates and excellent service.

-Cathy Lindemann

Very good sevice

-Richard Lindemann

We have been with EW Smith for over 30 years. Great customer service. Love that we can pick up a phone & call John Bobrowski & get an immediate answer rather than calling a 1-800 # & talking to someone different every time. We have had to make insurance claims...

-P. Bondy

We have been working with Bob Peters for about 35 years and won't even consider making any changes. He's bee super responsive and it's always a pleasure to work with him whether we have a question or need to update a policy, etc.

-Mike DuPrie

Tim George has been taking great care of my family for approx 8 years. He has met all my needs for my cars and home insurance. I will continue with Tim for many more years.

-Charles Brainard

We have been with EW Smith Insurance working with Bob Peters for over 20 years. Mr. Peters is a reliable, and dicatedperson, who is always willing to work with you. We will always have insurance with E. W. Smith Company as long as we own a car and is able...

-James and Ruth Shelby

I highly recommend this agency for any insurance policy you may need. Bob P. was very helpful with my new policies with EW Smith. He saved me about $200 per month. The insurance company I was previously with was super expensive. Best thing I ever did was switch to ER...

-Ronald Folks

Have been with EW Smith for auto and Home for several years. Can't beat the price or service


Love the service and pricing. Big thanks to Tiffany for writing our mortgage insurance to be the premium plan without that plan we'd be owing 10k to the new roof we just put on! Wow it pays to call your insurance first before letting a roofing company put the roof...

-Nichole Barnes

EW Smith is by far the best insurance company we have ever been with. We started here when our son Ryan Nye started working here. He has been so great in taking care of our every need for all our insurance, Home, and cars. We highly reccmmend EW Smith and...

-Kristine Nye

Mary Rothermal has been amazing, Saved me money when I switched over and always answers all my questions extremely quick. Thank You Mary, you are very appreciated :)

-Mark Rancour II

We purchased automobile, motorhome, and homeowners insurance from another insurance agency for over 30 years. We learned, when filing the one and only homeowners claim, that the agency contracted the policy service to some outside vendor and the personalized service was terrible. Consequently, we sought to transfer all insurance needs...

-Dr. Donald J. Amboyer

Have been with EW SMITH for a few years now and won’t change! Bob Pilon is our agent and makes things so simple. Great agent to work with and an awesome agency.

-Ashley Todd

We switched to EW Smith many years ago and Bob Pilon has always taken great care of all our needs. He has always been honest, fair and very timely with each policy request . EW Smith is a pleasure to deal with and we highly recommend them.


I have been with E W Smith for 40 years, mostly with Mary Rothermal as my agent. Even though we've never met in person, she feels like a dear friend to me. She has gone above and beyond in her customer service skills; even in her personal time on a...

-Lorraine Taube

I just wanted to say Nick Kinney really kept up with recent changes in our policy, added cars, took cars away, had an accident, so much was going on but Nick kept up with it all! I truly appreciate the hard work he did for us.

-Amy S.

We have been With E.W. Smith Agency for years. Scott Roberts has always gone above and beyond for us.

-audrey insco

Scott Roberts is amazing..I was having trouble with State Farm and their rates. He was patient, ran through all my options, got my rate down to half of what I was being charged. I can't say enough about the staff and the communication I received. Friendly, helpful and he went...

-Tricia Idrizaj

We switched to EW Smith and have been overwhelmed with the service we have received from not only our agent, Scott Roberts, but the entire staff at EW Smith. Customer service is top-notch and we highly recommend EW Smith Agency.

-Kari Szczechowski

I recently switched to EW Smith after being with Allstate for years. My premiums went up exponentially so I started shopping around. Mickey was great. Had a quote together within hours to bundle all of my insurance needs and save me a bunch of money. Completely satisfied!

-Kristin Sexton

John Bobrowski is amazing. He helped us bundle our car, home and life insurance together to save a ton of money. He is always available to answer all of my questions and makes a point to find us the best deals. I’ve already referred a few good friends. We are...

-Lindsay Theisen

I have been a client of E.W. Smith for 44 years and my parents were before that. The care and consideration we have been given throughout the years cannot be topped. We suffered a total loss from a house fire, and they held our hands and helped us navigate through...

-Marykay Gibson

I am very satisfied with E.W. Smith and Dave Fisher..has help with our insurance needs..just even had my son referred to Dave also!

-Geralyn Kinsman

after i turned in my second car and for now i only have one car and then things got confusing with Auto Owners. they couldn't seem to come up with the correct price for the car i was keeping. and while this was getting sorted out the expiration date happened...

-james george

We have been with EW Smith for 33 years. We have been so happy with them. All of the agents we have dealt with have been amazing! We never have had any issues. We have recommended them to several friends who in turn use them and agree! We love you...

-Mark and Noreen Lauzon

I have my vehicles and home insured with John Bobrowski. His product knowledge is top notch and I feel at ease knowing I’m getting the best value and coverage possible.

-Anthony Bertolino

I was a long term AAA customer but their rates kept going up and they didn’t handle my policy on a personal level. I then tried Allstate, which was a nightmare. They were simply horrible and really didn’t know what they were doing. After Allstate, I called Dave Fisher at...

-Ken kwiatkowski

Looking to improve your home/auto insurance and save big money? You need to call John Bobrowski out of the Flat Rock Office or Mickey Bozymowski out of the Wyandotte Office today. Two great Polish boys who know how to deliver excellent customer service by listening to your needs and taking...

-Tom B

Always a pleasure to work with Ryan at EW Smith Ins. Ryan has always given priority to any issues or questions that need to be addressed. We use EW Smith Ins for our home and auto and I couldn't be more satisfied with the service I've received. It goes to...

-Simi H

I personally and professionally deal with EW Smith. I always get prompt service and quick answeres to questions even when the office is closed. Mr Filkins takes his work seriously and provides great service as does his staff.

-les braverman

My husband and I have had our home and cars insured thru EW Smith for almost fourteen years. Our agent Shawn Filkins is one of the best. He's always there to give great adviceand helping us to have the right coverage we need. He's very polite and courteous everytime I...


I have been with Auto Owners for over 30 years. The E.W. Smith agency has been tried and true. Jim Ososkie has been the best agent that anyone could ask for. He has been through many stages of my crazy life with me and his professionalism has never wavered. He...

-Terri Steimer

My car and home insurance have been with E.W. Smith for quite a few years. My husband and I have continued doing business with my agent, Tim George, after we married 11 years ago. We can't express how pleased we are with Tim and all that He has done for...

-Jeanette Fallon

We have been doing business with the E.W. Smith Agency in Shelby Township for several years and are extremely satisfied with the service and the responsiveness we receive there. Jim Ososkie and crew are always there to answer our questions or requests and everything is done in a timely manner....

-Jeff Nance

We have had our house and cars insured by E W SMITH agency for many years now, and expect to stay for many more.

-Joseph VITALE Jr

Downriver is very lucky to have E.W. Smith in this area. By far the BEST Insurance Agency around. Just a big Thank You for all you do for this community!

-Randy Coleman

Saved us lots of money and better coverage. Recommend them to family and friends.

-Susan Kozlowicz

My family has been with EWSmith for many years, so when it came time for me to get my own insurance went to Jim Ososkie and he has been great. Thanks so much to Jim and EW Smith!!!

-Joe Zalewski

The service and knowledge is at an elite level regarding my policies, coverage, and rates. The convenience of being able to get things done without having to come into the office is a plus with our schedules. The many options available for policies with different companies allows us to get...

-Brian Fricke

We've been with EWSmith for many years. Started with Mike Ososkie and now with his son Jimmy. I have appreciated their friendly service, integrity and availability and consider them great friends...almost like family :)


I made the switch over to E.W. smith last year and couldn’t be more impressed with our agent , Nick Kinney. He’s not only saved us money but got us much better coverage than our last insurance company offered. Highly recommend!


I am with EW Smith Insurance for more than a year now. Nick Kenny has been excellent agent. He understands the requirement and gives multiple options. Road side assistance has been great. Also quick response for a any call is 100%.

-Atul Deo

I have been with the agency for 6 years now. The staff is aleays so nice, welcoming, and helpful. Paul Gagnon is always on top of things and makes sure eveything runs as smooth as possible for me. Wonderful company, I would never go anywhere else.


Have been with them for years. Matt Perry is always on top of thing. Great company

-Stephanie Lewis

Recently moved from Dearborn Heights to Trenton and had to have Matt Perry make a lot of changes for my family. Ended up with better rates and look forward to future dealings.

-Pam Shelton

This review is directly related to Dave Fisher. His history of service and accessibility for our family has been outstanding. He is easy to work with and very responsive. I highly recommend Dave as your Agent.

-Christine Havican

Ryan Nye and the team at E.W. Smith are very professional, personable, and hardworking. They were able to work with my busy schedule, match the right insurance to my needs, and save me over $1,200 a year. Thanks Ryan!

-Jared Beaudoin

Dave Fisher does a great job handling my insurance needs. Local, knowledgeable and responsive. If I have a question, Dave is right there with an answer and the information to back it up. Thanks Dave!

-Mike McMillan

John Bobrowski is our agent, and he is phenomenal!! Responsive, attentive to our needs, and professional! Couldn’t ask for better!

-Cheryl Bozymowski

Thank you Mary Rothermal for everything you done for me and the kids!! 

-Wendy Wlodkowski

Susan Clements has done outstanding service for my household, and my Dads. Not only have we saved money, but we are treated with top notch service on even the smallest question. Ive recommended E.W. Smith to many of my family and friends- based on 100% positive experiences. The entire staff...

-Bob Bucala

I have been with EW Smith for a few years and I couldn't be happier. As I have acquired new policies they have always worked to give me the best deals and most flexible service. My agent John Bobrowski has been able to help with anything I have asked and...

-Jacob Blevins

Nick Kinney is my agent, he came refered by another insurance agent because he could not meet my needs for auto or home owners insurance.Nick met my needs and was very professional in doing so. Keep it up Nick.Thanks

-John S Martin

Always get great customer service with Mary Rothermal!

-Catherine Wallace

I've been insured with E.W. Smith for almost 30 years. Thank you, Mary Rothermal, for always taking good care of me!

-Debbie Wallace

We saved a lot of money...and I love the paperwork that is far better to understand than that of my former insurer. I love that Sue Clements is in my church community...and knows us personally to be able to help whenever we need advice. We are very glad we got...

-Dorothy Pushman

Susan Clements is the agent to contact if you need insurance. You will not be disappointed.

-Mary Ann Chapman

Susan Clements is always cheerful and very knowledgeable. Susan always reviews our insurance to make sure we have the right coverage. Congratulations on 100 years!

-Linda Milne

E.W Smith and their entire group of personnel have been with me every step of the way. Regardless of my concerns no matter how large or small Sue Clements has treated me with the utmost respect and had gone above and beyond for me. From initiating my auto insurance, renters...

-Jean McAndrew

In 50 years of driving and 40 years of home ownership, Ive had insurance with several agencies and agents. Ive been with E.W. Smith and agent Tim George for over 10 years now and my wifes been with them even longer. They are, by far, the best! They offer various...

-Mike Fallon

Our Insurance agent, Jason Durbin, in the Flatrock office has went above and beyond customer satisfaction!! Jason has been our insurance agent for the past 14 years and I plan on never leaving Jason as well as EW Smith. I have from time to time shopped other Insurance companies, however...

-Annette Barrett

we have been with this insurance company many years always there when we needed them fast and friendly service

-Rosa Borowski

Tim George has been great. I can't say enough about EW Smith & Tim George they are the greatest!!!!

-Lisa Antosik

Susan Clements rocks, always has right answers.

-Lee (Mike) DeSana

Susan is the best agent I've had. Not only did she get me a great rate saving me money, she also diligently monitored my insurance payment both times my mortgage company misapplied them.


Our agent is Susan Clements. She is always friendly and professional and answers all of our questions with infinite patience. Helped us save a lot of money on our car insurance with her recommendations. Added bonus: saved money on our house insurance at the same time!

-Patricia Terrell

I am a second generation customer with Ms Mary R and EW Smith. Great service and a great company.

-Vicky Stearns

We have had good experiences with our claims. Everything was taken care of quickly and without any hassles.

-Deborah Wallace

My agent is Mary skidmore and I have been with ew Smith for 30 years.. Mary always takes care of me doesn't matter what time you call her she always gets back to you and takes care of whatever you need ...she's the best... thank you Mary

-Sherry skidmore

Our Rep, Mary Rothermal, saved up money on our car & home insurance and we appreciate all of Mary's assistance. Truly appreciate the wonderful service provided by EW Smith.

-Jeffrey & Patricia Abbott

Great prices and unbeatable service. I'm so happy I switched to EW Smith a few years ago!

-Tim Johnson

Our agent and more importantly our friend Kathy Mosher is the absolute best!! She responds to emails and phone calls. She gives us options to help us with the best coverage for our home and rental property without breaking our budget. She cares about us and our insurance needs. Call...

-Brian and Tammy Holdren

Great customer service! Mary Rothermal is always available when we need her the most.

-Katie Bennett

Mary Rothermal is the best!!

-Abbey Wallace

Thank you Mary Rothermal and EW Smith for great service snd great coverage !

-Kelly Mann

Scott Roberts has been our agent forever!! He is amazing and always responds quickly , great job and thanks to you Scott and EW Smith for taking great care of us!!

-Janet Kiss-Lukas

I have never used this insurance before and I am very happy and satisfied with the service and agent Cathy Moser! I would refer any one here, she was very easy to work with and very knowledgeable.

-coreen foster

As a small business, home builder, I have always received excellent service. My agent, Jim Ososkie in the Shelby Office, treats every customer as E W Smiths number one client. Exemplary coverage, fees and services! Dick Voss

-Richard Voss

Mary Rothermal and everyone there have really taken care of us! Thank you!

-Colleen Solo

Kathy Moser has been my agent since she started there and we have nothing but good to say about her and the agency. They have always met our needs and beyond. I have been with the agency since the late seventies with Harold Felty and now Kathy, awesome people

-Ron and Shelia

Kathy Mosher, my agent, is the best. Always prompt, courteous, professional, and caring I cant say enough about the positive representation and service from this company. Kudos to all!!

-Jeanne Lilienthal

Tim George is a wonder agent! He has went above and beyond for myself and my family over the years. I truly appreciate Tim and the company he works for!

-Nichole Grein

E.W.Smith staff has always been good to us. Matt Perry is doing a great job!

-Kimberly Stone

I cant say enough good things about our agent Tim George and E.W. Smith. I have been a customer for 22 years. Tim has given us great personal service, always approachable with any situations, treats us fairly and we never felt we were taken advantage of, calls back promptly, follows...

-Lena McDermott

Ive been with EW Smith for over 15 years. They have been excellent. Great service

-Pete Finn

Tim George is awesome !!!


Tiffany Davis has been our agent for so long that we dont how long weve been clients of her and E. W. Smith! She is so proficient and caring, and she is clearly backed up by an outstanding "back office!" Wish continues success for both the firm and Tiffany!

-Nabil Hakim

Dave Fisher has been such a pleasure to have as my agent. I have referred numerous people to him and I highly recommend the company that he works for!

-Jenny Cooper

Over the years, Ryan Nye and his predecessor Jim Davis, have done an exceptional job providing an extremely high level of customer service for our insurance needs. Ryan is extremely knowledgeable and effortlessly communicates that knowledge in a manner that is easily understood. He has assisted through unique and once-in-a-lifetime...

-James Buhlinger

We always receive excellent service, the best rates and coverage from our Agent John P Bobrowski III in the Flat Rock office. You wont be disappointed, call him today!

-Carol A Bobrowski

Faith Lizyness and staff at E.W.Smith have provided a great service for years. Thanks

-William Short

I've been with EW for over twenty years and two generations (Father and Son) of agents. I always get quick resolutions and it is a pleasure dealing with the agencies.

-Tom Ferenc

Jason has been out Agent for years and he is #1 in our book. anything we need, anytime he is always ready to help with a smile on his face and a great team at his back. Thanks Jay for everything.

-Patrick Cunningham

Just a quick note of thanks for all the great service we have received from E.W. Smith and specifically our agent Shawn Filkins. Shawn is very responsive to all our questions and concerns. We do our best to tell those friends around us who we have to handle all our...

-Dennis Szawala

All of our insurance needs are handled by our agent, Jason Durbin...Excellent service!!!

-Robert Barrett

Nick is a great agent. He is available to us seven days a week. I refer him to all of my clients and they too have been highly satisfied with his service and pricing!!! Could not be more happy!!

-L:ynn Wiand

Very pleased with my insurance rates and coverage since coming to EW Smith about 5 years ago. My agent, Bob Pilon, has done a great job assisting me with both coverage and claims.

-Steven Sikora

Fair pricing and very good communication. They even responded to questions I asked by email after their normal business hours.

-Robert and Samantha Blaies

I started with Art Felty years ago. We worked together until he retired. At that time Art suggested Jim Ososkie as an agent. I have been very happy with Jim as he answers all of my questions. And he has sent me additional information through an email or the mail....

-Carol Jehle

We have been VERY satisfied with EW Smith and our agent, Bob Peters, over the years! Great rates and outstanding customer service. Whenever we have a question or need anything at all, the response is ALWAYS prompt and helpful. Awesome place!

-Gerald Helstowski

We highly recommend EW Smith Agency and Nick Kinney. Both have proved access to great insurance solutions and excellent customer service. Thank you Nick for helping us.

-Justin and Kathleen Elliott

My family have been customers of E.W. Smith for many many years. Jim Davis was our agent and always treated us like family. We now have Ryan Nye as our agent and although I have only started working with him I find that he is super friendly and helpful. Ryan...

-Andrea Weiss

Such a great agency to work with!Staff are always pleasant and if my agent, Jim Ososkie is not available they are always pleasant and knowledgable. Jim has been super to work with . Highly recommend EW Smith for insurance needs.

-Marilyn Lewis

Jim Ososkie has been my agent for years and has always taken the time to assist with my family's and business' changing needs. Hats off to Jim Ososkie and his staff!

-Mary Anne David

Our agent, Ryan Nye, was extremely thorough, making sure we had adequate coverage for both our home and auto insurance needs. He was also very prompt replying to our calls and emails. We are very happy working again with E.W. Smith!

-Julie Moretti

E.W. Smith, Bob Peters has serviced our whole family, Mom, Me, My son, My Daughter for over 10 years. Bob checks all the companies and gives us the best rates.


We have had this insurance for year and Matthew Perry as our agent , and we couldn't ask for better service he is always prime time at calling back responding to emails , voicemails ect. We cannot thank him enough ..

-Shilow Geniac

My husband and I have been with E.W. Smith during the process of buying our first home, combining car insurances, and they have been incredible. Working with Nick Kinney has been great. Very organized, timely, and knows exactly what you need when you need help! So thankful for him and...


Kathy Mosher is a wonderful agent. Always helping to find ways to save money. She is also quick to respond to any question or concern.

-Karen Ames

Kathy Mosher has been our agent for years. She is very professional and very responsive. She always is willing to help with any questions and has always done right by us! We are very fortunate to have such a great agent!

-Karin Powell

I have used EW Smith for years. I am confident they are finding me the best rate for the buck.

-John M Thierry

I was introduced to Kathy Mosher by my grandfather who had Kathy as his insurance agent for many years before he passed. I have been with Kathy since 2000 and have never been happier! If Kathy is not available, the rest of the team helps in any way possible! I...

-Tonia Williams

We have had multiple insurance policies with this company for several years. Our agent Nick Kinney has done a wonderful job. He is always been there for us and found us the best coverage at the best price! I have referred a tremendous amount of business his way. Thank you...

-Dr. Phillip Carlini

EW Smith has been fantastic to work with - they truly work with you with your interests and concerns a top priority.

-Ken Halliwill

Nick Kinney is the man. Seriously, I wish he did health insurance because if he did I'd do it through him. He has helped me through a lot of different things over the years, including an accident where the gentlemen tried to get out of saying it was his fault...

-Rachael Cini

Been with them for years. Staff is always friendly and my Agent, Nick Kinney is very helpful whenever I have questions or have to file a claim.

-Kelly Maines

We have been with EW Smith for years and are very happy. Our agent, Scott Roberts, is always more than helpful and very quick to respond. Very happy with the service we receive here and wouldn't go anywhere else!

-Lisa Gyolai

EW Smith has handled my insurance needs since the mid-80s. I have had three agents over that period - Dave Fisher, Mike Barnard and John Bobrowski - and all have been/are great. In addition, in their absence, any member of the office staff is attentive and responsive, along with the...

-Cathy Smolak

My husband has had are house insurance for years , just bundle are car insurance and have saved a lot of money Thank you Rob Gilbert

-Patricia Gendron

EW Smith is a great agency I wouldn't go anywhere else.

-Jamie Pedron

Jason Durbin has been fantastic to work with. He has been handling our insurance for 10+ years. He always takes the time to evaluate any other options and is always quick to return our calls and answer questions. Thank you Jason and E.W. Smith.

-Jennifer Nycz

I am completely satisfied with the customer service I receive at E.W. Smith.

-Brian Bieszczak

Tiffany Davis, has been our agent for a few yrs. We are very happy yo have her as our agent. She answers all our questions . Always calls us back promptly .

-Doris Davis

After repeated problems with my former insurance provider, I was put in touch with Rob Gilbert of the E.W. Smith Agency. Since switching to E.W. Smith, I have received nothing short of OUTSTANDING customer service. The entire staff has provided knowledgeable, quick, and friendly service that would be expected at...

-Bill Cross

I am a customer for over twenty years. I have changed insurance companies a few times however I never changed agents. Tim George has worked with me to insure all my needs are met. Great job Tim!

-Larry Galbraith

Me and my Family have been with Citizens for quite a while. The service and prices are far better than the competition, Tim George goes the extra mile to address and last minute requests to make sure my family is covered.

-Steven Ploucha

Scott Roberts Exceptional agent. Came back to Auto Owners from another agency and received higher coverage at a lower cost

-Tom Karnes

Bob has been our agent for 15 years or so. We've never needed to shop around because he always finds the best rates. He was a tremendous help as our kids began driving in finding the best rates with the best companies. The rest of the staff is always willing...

-Dan Tyrna

Faith Has been my agent,for two years she is very polite and professional. Keep up the good work!

-Russell Banks

Scott Roberts has been my Agent for several years now. Whether I need to change a vehicle, update my Home Owners insurance or just a question concerning my coverage. I recommend Scott Roberts and E.W. Smith Insurance to anybody looking for a Professional, yet Friendly Agency.

-Roger Baughman

I've been with E. W. Smith for over 50 years. They have always had my best interest in mind, either best pricing or ways to save me money. Scott Roberts has always taken care of my needs.

-Michael Gyolai

Jason Durbin has been my agent for a few years now. He is very knowledgeable about his job and will go out of his way to help. My daughter and sister also have Jason as their agent. He has worked around my schedule and has even come to my house...

-Shaban Riza

Our rep at the Flat Rock location is spectacular! EW Smith service is good, price has always been fair and they keep us informed of any changes necessary and always good communication

-Kelly Sugarbaker

Tiffany Davis has been an excellent agent. She tries her best to help us get the best service possible. I have recommended her to a few colleague and they have been very happy with the service she provides.

-Michael Awad Alla



David Fisher is the best agent. He takes the extra time to find me the best quote and is diligent to follow-up. He sent me an email reminder that kept me from being without auto insurance. I would highly recommend him and EW Smith. This dedication to customer service is...

-Diana Matteucci

All agents are ready to help even if yours is not available. We have been 100% satisfied for years.

-Thomas Corder

Been with them on and off for years. Staff is always friendly, good service and never a wait.


Thank you Shawn Filkins for everything! I love E.W. Smith!!

-david fugate

I have been with E.W. Smith for several years now and they have been available with little to no waiting time, they are always helpful and have always gone above and beyond to ensure they assist me with any concerns I have.

-Rechael Brown

Thanks Ryan Mahalak, you gave me just the right policy for me and my family. The personal service is extraordinary considering all the big insurance companies want use so many prompts just get to an agent.

-kevin mccloud

Been with them all 44 years of driving

-Chuck Wieczorek

Faith Lizyness has been a great representative for EW Smith Insurance Agency. I couldn't ask for a better agent!


My husband & I have been customers with E.W. Smith for many years. We have always received immediate response to all our questions and concerns. We work with Bob Peters ...he is always quick to response. Bob's staff is pleasant and helpful. Our policies prices are need to shop...

-Christopher & Deborah Beri

I love the EW Smith Insurance agency mainly due to the customer service I receive. If my agent isn't available the secretaries will find someone who can answer my questions. I like the fact that they will search for the best deal regarding my insurance needs. Also, I live on...

-Lisa Boulding

Thank you for always being there when needed your service has been excellent!! Thanks Bob Peters!!!

-Carol D.

John Bobrowski is the best insurance agent ever! He has saved me so much money, answered all my questions, and is super knowledgable! Wouldn't want to do my insurance with anyone else!

-Jaclyn Kiger

Thank you Faith and EW Smith Agency. We are very satisfied with the service we receive!

-RE/MAX Masters

As a new customer with EW Smith, I can not offer enough positive Feedback. From the efficiency with my quote to the placement of my insurance, Kyle Nadolski was superb. In addition to the professionalism the premium was far less than what others in the marketplace were offering. I hope...

-Jeff Lore

John Bobrowski has been such a great agent! He has been available to help us in a timely and effective manner time and time again.

-Ben Lauzon

Faith has always done a great job helping me take care of any problems or concerns. She always returns calls in a prompt manner and is always polite.

-Terry A. Cady

Thank you Nick Kinney and the entire EW Smith team, your customer service and support has excided and surpassed any expectations I have encountered. Your team has made an unfortunate situation much easier to navigate through. AGAIN THANK YOU ALL

-Suzan Churchman

Thank you Kathy for all your time & honesty. It was a very pleasant experience. I will certainly call you if needed.

-Barbara Mills

I just recently switched over to Ew Smith and Kathy Mosher after noticing what great customer service she gave my girlfriend. Kathy is so wonderful, I really appreciate everything she did for me.

-Brian B

Kathy is a wonderfull agent and goes above and beyond to take care of all my needs. I have worked with her for about 13 years and have been very satisfied with her services.


Kathy has been my insurance agent for approx 15 years now. Kathy is so personable and wonderful. I highly recommend her to anyone who is looking for an insurance agent that always goes above and beyond.

-Diana A.

Kathy Mosher has been my insurance agent for over 25 yrs I highly recommend Kathy, she is wonderful to work with, excellent customer service. Oscar Agius.

-Oscar Agius

My husband & I have been customers with E.W. Smith for over 15 years. We decided to go with their agency because my parents had been with them since I was a child and they had nothing but wonderful service with them. I'm also one to always "shop around", but...

-Emily Stacy

My 17 yr. old son totaled my car. Contacted Matthew Perry and he got the claim started immediately. Everything went very smooth and I received a quick and fair settlement.


Kathy Mosher has been my insurance agent along with my parents agent for more than 30 years. Whenever we need anything, Kathy is extremely prompt, efficient and always goes above and beyond. I would highly recommend Kathy to anyone that wants excellent service from someone who is always pleasant and...

-Angela Jardin

Gail and the staff in the Shelby Twp. office were more than functional while helping with my claim. I appreciate their hard work and quick responsonse!


We have been dealing with E. W. Smith Agency for more than 35 years. Our current agent, Kathy Mosher, has been servicing our insurance needs for the past 15 years. Kathy is always pro-active in contacting us regarding discounts available, and ideas to try to save money. It means a...


We have been with EW Smith for well over 25 yrs. The past 15 yrs. Kathy M. has been our agent and has been wonderful! Just wanted to leave a "good" comment!

-Diane G.

Scott Roberts is always quick to help or get me to exactly who I need to contact, and his answers are always correct-no guesswork or runarounds. I recommend him to everyone I can!

-Loretta Dakin

Excellent, exceptional and wonderful experience every time I call.  Matt is a great sales rep. and has never failed me.  He is a great person to handle my insurance needs.  Just keep up the "Great Service"....Courteous, Caring and knowledgeable.  Thank you!

-Gary M.

My agent is the best! The employees are very nice and helpful.


Nearly everytime I call, service has been excellent and efficient. 


Very pleasant.   My agent, Matt Perry is always prompt and friendly when I need help.  He goes the extra mile to ensure I receive the best service possible.


Beyond exceptional customer service!


My homeowner insurance went up...Matt Perry was able to get it lowered fro me.  He also explained what the industry was going through.      



July 12, 2023

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